You should make 3 things to develop your possibilities of reception of the small loan to the commercial enterprise

To meet with approval for your small application of the loan to the commercial enterprise, you should be able meet the written down criteria of granting. Some organisations more are not located to risk than others, and will have therefore more strict criteria.

Considerably to increase your possibilities of the successful application of financing, you should present the following information:

1. The reason for the loan. The creditor will search for something, that corresponds within a normal range and examination of your business. The quantity can cover many elements, thus you should cover everyone.

2. The quantity has demanded, and term of payment of the small loan to the commercial enterprise which you want. (For example 10 000$ name 5 years which are subject to payment quarterly).

3. Details of how you compensate the borrowed quantity. For example, "From increase have arrived to reduced working costs Whizzbang Go4It"

4. You be able offer details of safety to the creditor. It will operate as assurance for the creditor. If you are not prepared to lift a few aspect of safety, why should they?

5. You should switch on your business plan, which will serve to answer the basic questions, managements concerning possibilities, information on the market in which you operate. You are in what field of activity etc.

6. Financial reports of 3 Years. You should present the qualitative financial information from your software accounting information, has preferably finished your bookkeeper or the tax adviser.

7. Last Set of Bills of management. Again made from your software accounting information.

8. Debitorsky debts (debtors) and documents for payment (creditors) growing old reports.

9. Financial reports of heads. - has especially demanded, if some form of safety is necessary.

If you - the new company, accent is going to be on your business plan, and safety (also has named credit maintenance), you or your business can take measures against the loan.

You should not hurry up to the practice representing your case to bank or the creditor to smooth any hardware failures. Practice on your colleagues and a family (you never know, they could be so impressed, they invest or will give!). It can help to play on roles of the creditor and to think out so many the pointed questions as far as possible. It is more than time, you take better the possibilities, will be. (But remember, do not concern a trap of a paralysis of the analysis!)